An on-line platform that allows agents to access to personal and commercial lines carriers immediately and without appointments

Agencies face the daunting task of learning every carrier's different coverage forms, terminology, different marketing techniques, and obtaining competitive carrier appointments.

But with Smart Start, our commercial and personal lines teams do the work for you! We help agents start writing business TODAY without waiting on lengthy appointment processes. Plus, there are no premium volume requirements, and you’ll receive competitive commissions.

Become an agency partner

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Instant access

You receive instant access to most of the top personal and commercial lines carriers, and in most cases, your dedicated Personal Lines Risk Specialist or Commercial Lines underwriter will process your initial requests within 24 hours.

User-friendly processes

The Smart Start platform makes policy information available online for quick reference. Through the program, you will also work with a dedicated Personal Lines Risk Specialist or Commercial Lines underwriter to assist and bind coverage for you.

Competitive commissions

Smart Start offers competitive commissions and you receive 70% with no premium volume requirements and the specialized support of your Personal Lines Risk Specialist or Commercial Lines underwriter.

Use Smart Start to write...

Commercial LinesPersonal Lines

Writing commercial lines business should be a goal of every agency, and Smart Start can assist you in meeting this goal. Many agencies attempt to write commercial business and give-up after only a few weeks or months when they don't see immediate results.

Fill out an on-line prospect form and submit it to Smart Choice®.
Smart Choice® will submit the prospect form to the carrier. Carriers usually respond within 24 hours or less.
The carrier’s sales team will contact the prospect, or the submitting agent, and return a quote valid for 30 days.
The carrier will notify Smart Choice® of the results and Smart Choice® will notify you.
Commissions are paid to you on the 1st and 15th of each month as received from the carrier. You will receive a detailed commission report by policy for each carrier.
The carrier will work with you to service and renew the account during the calendar year.

Pay no fees, get appointed with 100+ carriers, and write business immediately.

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See all carriers in our network and which ones are available in your state.

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Smart Choice Gives You the Freedom to Succeed.

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