We believe that the only things keeping you from reaching your full potential as an agency owner are having the best markets in place and having an association with a team of seasoned veterans who can help keep your business plan on track.
At Smart Choice the entire foundation of the company is based on the power of partnership. It is what we describe as the "Freedom to Succeed." We have over 9,500 partnerships with independent agencies.
It seems that many insurance networks think that the essence of a partnership is charging you fees. How else can you explain that over 80% of partnered agencies are paying fees to their aggregator/cluster/alliance! At Smart Choice, agents pay no startup fees, maintenance fees, or exit fees, ever.
In recognition of the support Smart Choice gives to agencies, it was recently recognized as an Inc. Power Partner award winner. The award recognizes companies that are devoted to providing entrepreneurs with the tools and resources they need to start, run, and grow their businesses. This new recognition program establishes a seal of approval for the companies that other companies rely on to level up. Smart Choice is the only insurance network awarded by Inc. Magazine.
“After working for two different agencies, I decided to establish my own agency. But the hard part was getting carrier appointments. So, I looked into different aggregators and networks and for several of them, I would have had to pay a large down payment -- with Smart Choice there were no fees. Bottom line is that our business has grown dramatically every year, I’ve hired three people and I wouldn’t be here if it wasn’t for Smart Choice. They really helped me.”
- Letisia Aguirre, the president of Capital Insurance Services of Florida
“There are other aggregator type groups out there, but I feel like their contracts tie you in much longer and much deeper. One big advantage is that Smart Choice stops taking a commission percentage once a certain level is reached. With some of these other networks and aggregators, you don’t have that cap. They’re going to take a percentage of what you do in perpetuity, and they’re going to take it at that same percentage no matter how big your book gets. To me, that makes Smart Choice a very equitable and fair proposition.”
- Allan Miles, R. Allan Miles Insurance Agency
“Everything has worked out great. I capped as an agent last September. Everything that they told me was going to happen with the pay structure has happened. I can tell by what they offer to me such as giving me direct contracts with companies… I know that they’re not in it just to make money. They’re there truly to help me build my agency and help me become a better agent.”
- Becky Cates, Cates Insurance Agency
“They’re not hovering over me telling me to do things a certain way. We're still able to run our agency exactly the same, because it is exactly the same. With Smart Choice, there's no buy-in. They don’t say you’ve got to pay $10,000 to get in or $50,000 to get out. There's none of that. All those restrictions that make me unsure if I want to jump in the water – all that's been removed with this network.”
- Bryan Clinkscales, Boone Ritter Insurance
“We started in November of 2019, and we've got a $4 million book of insurance. We're writing over $200,000.00 of business every single month. Plus, new agents are interviewing and joining our team every month. Of course, Smart Choice can’t take all of the credit for this, but the network has made a big impact. Smart Choice has been great to me. They gave me the opportunity to have this agency and to be successful. In the future, I will roll business with any new carriers to Smart Choice because they’ve been so great to us.”
- Chris Walters, Integrity Insurance Group
“I’m proof that Smart Choice is able to take a teachable agent from zero to more than $2 million in just a few years. I’ll probably surpass $250,000 in commission this year, simply because I trusted Smart Choice’s guidance,”
- Francisco Castro, JCC Group
With Smart Choice, agents own what they already have plus everything they write in the future. Independent insurance agents that partner with us include scratch agencies, former dedicated agents, multi-office and agencies looking to acquire and grow.